The LNPF is signatory to the LIUNA National Reciprocal Agreement (NRA). This means, in general, that LNPF takes into account credited service of one year or more with other signatory pension funds sponsored by LIUNA affiliates for purposes of benefit vesting and bridging breaks in LNPF-covered service. It also means that other signatory pension funds take LNPF service credit into account for vesting and bridging breaks in service under those funds. More than 100 pension funds are signatory to the NRA. A complete list of the signatory pension funds can be found on the LIUNA website (www.liuna.org).

The NRA enables a laborer who has at least one year of pension credit under two or more signatory pension funds to obtain vested rights to a pension from each of the pension funds upon his retirement, if his combined credit under all of the funds meets the vesting requirements of each fund. Under the NRA, no contributions are transferred from LNPF to any other pension fund, or from any pension fund to LNPF. Contributions remain in the fund to which they were paid for the laborer. Benefits from each signatory fund are determined under that fund’s rules.

The LNPF is signatory to “Money Follows the Man” (MFM) agreements with some other pension funds sponsored by LIUNA affiliates. Under a MFM agreement, the LNPF receives transfers of contributions from the other signatory pension fund for a laborer who usually works in LNPF-covered employment, but who is working temporarily in the jurisdiction of the other pension fund. The laborer’s pension rights are determined only under LNPF, and not under the other fund that sends his contributions to LNPF. It works the other way too. The LNPF transfers contributions to the other pension fund for laborers working in LNPF’s jurisdiction who are usually working under the other fund.

NOTE: A laborer must request a transfer of his contributions in accordance with the terms of the MFM agreement, as contributions are not automatically transferred. Also, LNPF cannot transfer contributions to, or receive transfers of contributions from, pension funds with which the LNPF does not have a MFM agreement.

The LNPF has MFM agreements only with the following pension funds:

• Buffalo Laborers Pension Fund Local 210

• Central Laborers Pension Fund
  Locals: 0019 0032 0044 0082 0084 0109 0159 0160 0165 0171
  0196 0197 0198 0218 0227 0253 0287 0309 0338 0362 0372
  0380 0382 0393 0454 0459 0474 0477 0528 0529 0538 0544
  0573 0577 0581 0622 0624 0646 0670 0674 0677 0680 0695
  0703 0727 0738 0742 0751 0771 0773 0780 0793 0803 0835
  0852 0911 0919 0925 0950 0968 0996 1048 1084 1197 1203
  1260 1262 1280 1320 1330

• Laborers Local 1358 Pension Fund

• Indiana State District Council of Laborers & Hod Carriers Pension Fund
  Locals: 0041 0081 0120 0204 0213 0274 0561 0645 0741 0795 1047 1112 1325

• Indiana State District Council of Plasterers & Cement Masons Pension Fund

• Laborers Local 589 Pension Fund

• Laborers Local 1180 & 708 Pension Fund

• Laborers District Council & Contractors Pension Fund of Ohio
  Locals: 0083 0125 0134 0216 0245 0265 0329 0423 0480 0496 0500 0530 0534 0574 0639 0758 0809 0860 0894 0935 1015 1216 1410

• Laborers Local 980 Pension Fund

• West Virginia Laborers Pension Trust Fund
  Locals: 0379 0453 0543 0984 1085 1149 1182 1353

• Laborers District Council of Western Pennsylvania Pension Fund
  Locals: 0286 0323 0373 0419 0603 0824 0833 0910 0952 0964 1058 1451

• Kansas Construction Trades Open-End Pension Trust Fund
  Locals: 0094 0142 0775 1290

• Laborers Local 265 Pension Fund

• Laborers Local 435 Pension Fund

• Building Laborers Local 310 Fringe Benefit Funds

• Construction Industry Laborers Pension Fund
  Locals: 0319 0424 0579 0660 0662 0663 0676 0718 0840 0916 0955 1104 1290

• Washington-Idaho Laborers-Employers Pension Trust Fund
  Locals: 0238 0348 0614

• Greater Kansas City Laborers Pension Fund
  Locals: 0264 1290

• Laborers Union Local 1174 Four-County Pension Trust Fund

• Laborers Local #231 Health Welfare & Pension Funds

• The Fox Valley & Vicinity Laborers Pension Fund

• Arizona/Southern Nevada (Laborers Local 383, Construction Industry & Laborers Local 873, Construction Industry and Laborers Joint Pension Trust)

• Laborers Local #7 - Binghamton Fund

• Construction Industry Retirement Fund of Rockford, IL

• Laborers Union Local 103 Pension Fund, Geneva, NY

• Minnesota Laborers Pension Fund
  Locals: 0068 0132 0405 0492 0563 0580 1091 1097

• Laborers Pension Trust Fund for Northern Nevada
  Local: 0169

• Iron Workers Mid-America Pension Fund, Lansing, Illinois
  

• Laborers Tri County Pension Fund
  Local: 0215

• Laborers Pension Trust Fund for Northern California
  

• Contractors, Laborers, Teamsters & Engineers (CLT&E) Pension Trust Fund - Omaha, NE